How to Overcome Fear and Start Taking the Chances That Change Your Life

Can we talk about the thing that’s been holding you back?

You know what it is. Maybe it’s the business idea you’ve had for two years but haven’t started. Maybe it’s the conversation you keep putting off. Maybe it’s applying for the job that feels a little out of reach, signing up for the class, ending the relationship that stopped working, or finally deciding to bet on yourself in a way that scares you a little.

Fear has a way of making everything feel more dangerous than it actually is. It whispers things like “What if it doesn’t work? What will people think? What if I fail?” And because those questions don’t have guaranteed answers, we stay put. Safe. Comfortable. And quietly frustrated.

But here’s what fear doesn’t tell you: staying still has a cost too. Every chance you don’t take is a version of your life you don’t get to live.

This article is about changing that. Not by eliminating fear entirely — because honestly, that’s not the goal — but by learning to move forward with it, through it, and eventually beyond it.

💡 Before you dive in, check out our article 10 Habits That Will Actually Make You Happy — building daily habits is one of the most powerful ways to create the inner stability that makes taking chances feel less terrifying.

The Truth About Fear (It’s Not What You Think)

Let’s start by reframing what fear actually is, because most people have this totally backwards.

Fear isn’t a sign that you’re weak. It isn’t a warning that you should stop. Fear is actually a sign that something matters to you — and that you’re growing.

Think about it: you don’t feel fear about things that are safe and boring. You feel it when you’re about to step into something new, something bigger, something that requires you to show up as a more expanded version of yourself. That nervous flutter in your chest before a big moment? That’s not danger. That’s growth knocking on your door.

Now, of course, fear was originally designed to keep us alive — to make us run from lions and avoid falling off cliffs. But here’s the problem: our brains haven’t caught up to the fact that most of us aren’t being chased by lions anymore. Instead, your brain treats “sending the scary email” and “speaking up in a meeting” with the same level of alarm it would treat actual physical danger. It’s a bit dramatic, honestly.

Once you realize that most of what you fear isn’t actually dangerous — just uncomfortable — it becomes a whole lot easier to take that step.

The Ancient Wisdom That Changes Everything: Think About the Worst Case

Thousands of years ago, a group of philosophers called the Stoics figured out something that modern psychology has since confirmed: the best way to reduce fear isn’t to avoid thinking about what could go wrong. It’s to think about it fully — and then realize you can handle it.

Here’s the idea: we are most scared of things that catch us off guard. When it starts raining, you don’t freak out — you grab an umbrella, because you expected it might happen. But if your car got a flat tire with zero warning, you’d probably panic. The unexpected hits harder than the anticipated.

The Stoics applied this to life: if you’ve already thought through the worst that could happen, and you’ve accepted that you could survive it, then there’s nothing left to be afraid of.

This sounds heavy, but in practice it’s actually really freeing. Let’s walk through how it works in real life.

Your New Fear-Fighting Tool: The “What’s the Worst That Could Happen?” Method

Author and entrepreneur Tim Ferriss calls this “fear setting” — and it’s one of the most practical tools you’ll ever use for getting unstuck. Think of it like goal setting, but for your fears instead of your dreams. Here’s how to do it:

Step 1: Name the thing you’re afraid to do. Write it down. Be specific. “I want to start my own business but I’m scared.” “I want to leave this relationship but I’m terrified of being alone.” “I want to apply for that promotion but I’m afraid of rejection.”

Step 2: Write down every single thing that could go wrong. Don’t hold back — go full worst-case-scenario. If I start this business, I might fail. I might lose money. People might judge me. I might have to start over. Get it all out on paper.

Step 3: Now, get honest about how likely each of these things actually is. On a scale of 1 to 10, how probable is each scary outcome? Be real with yourself here. Would your friends really abandon you if you tried something new and it didn’t work out? Probably not. Would you really end up destitute? Or is it more likely you’d figure it out?

Step 4: Write down how you would cope if each thing actually happened. This is the most powerful step. Because when you realize that you could survive even the worst outcome, fear loses its grip. You could ask for help. You could find another job. You could rebuild. You’re more resourceful and resilient than fear lets you believe.

Step 5: Ask yourself what it costs you to NOT take this chance. This is the part people skip — but it might be the most important. What does staying put actually cost you? Another year in a job you hate? Another year not building toward your dream? Another year looking back at the same life wondering “what if”?

Sometimes the real risk isn’t in taking the leap. It’s in never jumping at all.

Try this: Grab a notebook and work through these five steps for one thing you’ve been afraid to do. It doesn’t have to take long — even 20 minutes of honest writing can completely shift your perspective.

Learning from the Most Fearless Women in History

Here’s something fascinating: some of the most courageous people in history weren’t fearless — they were just incredibly good at not letting fear have the final word.

Think about every woman who built something from scratch, who walked away from a situation that wasn’t working, who raised her hand when everyone else stayed quiet, who started over in her 30s, 40s, or 50s. She was probably scared too. But she moved anyway.

There’s actually a principle behind this that the samurai used before going into battle (stay with us, this gets good). They would vividly imagine every possible outcome — including the worst — and fully accept it. And paradoxically, once they’d accepted it, the fear disappeared. They weren’t fighting against reality; they were working with it.

You can do the same thing. Before your scary moment — the pitch, the conversation, the launch, the leap — imagine the full range of what could happen. Sit with it. Accept that some things might not go perfectly. And then decide that you’re going to show up anyway.

Because here’s what you know for sure: you will regret the chances you didn’t take far more than the ones you did.

Pushing Your Comfort Zone (One Small Step at a Time)

You don’t have to leap off a cliff to practice being brave. In fact, the most sustainable way to build courage is to practice it in small moments every single day.

Think of courage like a muscle. The more you use it, the stronger it gets. And just like you wouldn’t walk into a gym on day one and try to lift the heaviest weight, you don’t have to start your fear-busting journey with the biggest, scariest thing on your list.

Start smaller:

  • Speak up in a meeting when you have something to add — even if your voice shakes
  • Send the email you’ve been sitting on for a week
  • Strike up a conversation with someone new
  • Try the class you’ve been curious about
  • Post the thing you’ve been afraid to share online
  • Say no to something that doesn’t serve you

Every one of these small moments is you proving to yourself: I can do hard things. I can be uncomfortable and survive it. And that proof builds. It stacks. Over time, the things that once felt terrifying start to feel totally manageable — because you’ve already proven you can handle discomfort.

Try this: Identify one small, uncomfortable thing you could do this week. Something that’s maybe a 3 out of 10 on your fear scale. Do it. Notice how you feel after. Then identify the next one.

What to Do When Fear Shows Up in the Moment

Sometimes fear doesn’t give you time to plan. It just hits — right before you step on stage, walk into the room, make the call, or send the message. In those moments, here are three things that actually help:

1. Breathe. Seriously. This isn’t just motivational fluff — deep breathing has a real physiological effect on your body. It activates your nervous system’s “calm down” response, slows your heart rate, and actually reduces the physical sensation of panic. When fear spikes, take three slow, deep breaths before you do anything else. In for four counts, out for six. It works.

2. Remind yourself: this feeling is temporary. The peak of anxiety or fear almost never lasts more than a few minutes. You might feel terrified in the parking lot before the job interview, but by the time you’re actually inside shaking someone’s hand, the body has already begun to calm down. The anticipation is almost always worse than the actual event.

3. Focus on the action, not the outcome. You can’t control how something turns out — you can only control whether you show up. So instead of spiraling about results, just focus on the next single action. Not the whole presentation — just the first sentence. Not the whole conversation — just knocking on the door. One action. That’s it.

The Confidence That Comes From Taking Chances

Here’s something nobody tells you until you’ve experienced it: every time you do something that scares you, your confidence grows. Not in a cheesy way — in a deeply real, cellular-level way.

You start to see yourself differently. As someone who tries things. Someone who takes action even when it’s uncomfortable. Someone who doesn’t let fear make all the decisions. And that identity shift? It changes everything.

💡 Speaking of confidence — we have an entire article coming on how to build bulletproof self-confidence from the inside out. But if you’re looking to start now, revisit our article How to Stay Motivated Even When You Really Don’t Feel Like It — because confidence and motivation are deeply connected. When you consistently show up for your goals, your belief in yourself grows alongside them.

The women who seem fearless — the ones you look at and think “I could never do that” — they felt fear too. They just decided their dream was more important than their comfort zone.

And so can you.

You Don’t Need Anyone’s Permission

One more thing before we wrap up, and this one’s important.

You don’t need anyone to say it’s okay. You don’t need to wait until you feel “ready” (spoiler: ready rarely comes). You don’t need to have it all figured out before you begin.

The truth is, the people who change their lives the most dramatically are usually the ones who decided — in one quiet, determined moment — that they were going to stop waiting and start moving. Not because everything was perfect. Not because they had zero fear. But because they were more committed to becoming who they could be than they were to staying comfortable.

That person can be you. It is you — you just haven’t stepped into her yet.

What’s one chance you’ve been putting off? What’s one thing that, if you stopped overthinking it, you already know you want to do?

Start there. Take the first tiny step. Let that step lead to the next one.

And come back here and tell us about it — because we genuinely want to cheer you on. 💛

Quick Recap: Your Fear-Fighting Toolkit

  • Use the “What’s the Worst That Could Happen?” method — write it out, rate the probability, plan your recovery, and calculate the cost of not trying
  • Practice courage in small daily moments — speak up, send the email, try the thing
  • In the moment: breathe, remember it’s temporary, focus on one action
  • Build your evidence — every brave act proves you can do hard things
  • Know your why — connect your choice to what you actually want from your life

You are braver than you know. Now go prove it to yourself.

Save this article, share it with someone who needs a push, or drop a comment below and tell us what chance you’re taking! We’re always here rooting for you at Achievers Alchemy.